Perunding, Pensyarah, Penceramah, Penasihat, Pengarah, Jurulatih, Motivator

Ahmad Sanusi Husain mempunyai pengalaman lebih 20 tahun dalam bidang kewangan dan perbankan Islam, perancangan kewangan Islam, latihan proessional, perundingan, pendidikan, perniagaan dan pengurusan.  Beliau pernah berkhidmat di sebuah universiti awam, sebuah jabatan kerajaan, sebuah bank Islam terkemuka, institut latihan perbankan dan kewangan Islam nasional, persatuan institusi kewangan Islam nasional dan sekarang sebagai ketua pegawai eksekutif (CEO) di syarikat perundingan dan latihan, iaitu Alfalah Consulting yang beribu pejabat di Lumpur, Malaysia.

Perunding dan Pensyarah dalam topik-topik berkaitan dengan:
- Kewangan Islam,
- Perancangan Kewangan Islam,
- Ekonomi Islam
- Pelaburan Islam,
- Pembangunan professional
- Pengurusan
- Motivasi


Untuk membaca latarbelakang lanjut sila baca:

* Profile in English

* Profile in Malay - Bahasa Melayu

Terima kasih. Jazak ALLAH khairan.

Khutbah Terakhir Nabi Muhammad s.a.w

Khutbah ini disampaikan pada 9hb Zulhijjah Tahun 10 Hijri di Lembah Uranah, Gunung Arafah.

Wahai manusia, dengarlah baik-baik apa yang hendak kukatakan, Aku tidak mengetahui apakah aku dapat bertemu lagi dengan kamu semua selepas tahun ini. Oleh itu dengarlah dengan teliti kata-kataku ini dan sampaikanlah ia kepada orang-orang yang tidak dapat hadir di sini pada hari ini.

Wahai manusia, sepertimana kamu menganggap bulan ini dan Kota ini sebagai suci, maka anggaplah jiwa dan harta setiap orang Muslim sebagai amanah suci. Kembalikan harta yang diamanahkan kepada kamu kepada pemiliknya yang berhak. Janganlah kamu sakiti sesiapapun agar orang lain tidak menyakiti kami lagi. Ingatlah bahawa sesungguhnya, kamu akan menemui Tuhan kamu dan Dia pasti membuat perhitungan di atas segala amalan kamu. Allah telah mengharamkan riba, oleh itu segala urusan yang melibatkan riba dibatalkan sekarang.

Berwaspadalah terhadap syaitan demi keselamatan agama kamu. Dia telah berputus asa untuk menyesatkan kamu dalam perkara-perkara besar, maka berjaga-jagalah supaya kamu tidak mengikuti dalam perkara-perkara kecil.

Wahai Manusia Sebagaimana kamu mempunyai hak atas isteri kamu mereka juga mempunyai hak di atas kamu. Sekiranya mereka menyempurnakan hak mereka keatas kamu, maka mereka, juga berhak untuk diberi makan dan pakaian dalam Susana kasih sayang. Layanilah wanita-wanita kamu dengan baik dan berlemah-lembutlah terhadap mereka kerana sesungguhnya mereka adalah teman dan pembantu kamu yang setia. Dan hak kamu atas mereka ialah mereka sama sekali tidak boleh memasukkan orang yang kamu tidak sukai ke dalam rumah kamu dan dilarang melakukan zina.

Wahai Manusia, dengarlah bersungguh-sungguh kata-kataku ini, sembahlah Allah, dirikanlah solat (sembahyang) lima kali sehari, berpuasalah di bulan Ramadhan, dan tunaikankanlah zakat dari harta kekayaan kamu. Kerjakanlah Ibadah Haji sekiranya kamu mampu. Ketahui bahawa setiap Muslim adalah saudara kepada Muslim yang lain. Kamu semua adalah sama; tidak seorang pun yang lebih mulia dari yang lainnya kecuali dalam Taqwa dan beramal saleh.

Ingatlah, bahawa, kamu akan menghadap Allah pada suatu hari untuk dipertanggung jawabkan di atas segala apa yang telah kamu kerjakan. Oleh itu Awasilah agar jangan sekali-kali kamu terkeluar dari landasan kebenaran selepas ketiadaanku.

Wahai Manusia, tidak ada lagi Nabi atau Rasul yang akan datang selepasku dan tidak akan ada lain agama baru. Oleh itu wahai manusia, nilailah dengan betul dan fahamilah kata-kataku yang telah aku sampaikan kepada kamu. Sesungguhnya aku tinggalkan kepada kamu dua perkara yang sekiranya kamu berpegang teguh dan mengikuti kedua-duanya, necaya kamu tidak akan tersesat selama-lamanya. Itulah ALQURAN dan SUNNAHKU.

Hendaklah orang-orang yang mendengar ucapanku, menyampaikan pula kepada orang lain. Semoga yang terakhir lebih memahami kata-kataku dari mereka yang terus mendengar dariku. Saksikanlah Ya Allah, bahawasanya telah aku sampaikan risalahMu kepada hamba-hambaMU.

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Consultant-Speaker-Motivator: www.ahmad-sanusi-husain.com 

Alfalah Consulting - Kuala Lumpur : www.alfalahconsulting.com

Islamic Investment Malaysia: www.islamic-invest-malaysia.com
Pelaburan Unit Amanah Islam: www.unit-amanah-islam.com

Islamic Finance and Financial Planning Consultant and Speaker

Ahmad Sanusi Husain has over 19 years of experience in Islamic finance, professional training, consulting, education, business and management fields. He served at a public university, a government department, a leading Islamic bank, a national Islamic banking & finance institute, a national Islamic banking association and a currently a premier consulting & training firm. Currently he is the CEO AlFalah Consulting based in Kuala Lumpur, Malaysia.

He is the former Executive Director of the Association of Islamic Banking Institutions Malaysia (AIBIM), a national association representing 19 islamic banking institutions in Malaysia, established in 1995. He had also served as the Director of Training and Professional Development at Islamic Banking and Finance Institute Malaysia (IBFIM) which was established in the year 2001.

Prior to that he served as the Manager of Training at Bank Islam Institute of Research and Training (BIRT), which was established in 1995. During his service at both BIRT and IBFIM, he was entrusted with the planning, development and management of training and professional development programs in the fields of Islamic banking, finance, capital market, value-based management and other related subjects for institutions in Malaysia and other countries.

Prior to joining BIRT, he served at Bank Islam Malaysia Berhad (BIMB), the first Islamic bank in Malaysia, from 1991 until 1995 as an officer in the Organisation and Methods Department. While serving at Bank Islam, he was responsible for research & development, manual writing and introduction of bank’s numerous Islamic financial products and services particularly Islamic consumer and retail banking facilities as well as advising and training other local and international financial institutions and organisations in developing their Islamic financial products and services. In the early part of his career life, he had served with Inland Revenue Board of Malaysia (IRB) and Universiti Utara Malaysia (UUM).

Ahmad Sanusi is also a consultant and trainer in the field of Islamic banking and finance, management and personal development. Since 1992, he has been actively involved and delivered thousands of lectures in seminars, training, academic programs and also consultancy services to various institutions and organisations. Thousands of participants from more than 50 countries across 5 continents i.e. Asia, Africa, Europe, North America and Australia/Oceania have attended public training programs organised by him and his team over the years i.e. since 1992.

His tour of duty takes him to various countries:

1) Malaysia 2) Indonesia 3) Singapore 4) Brunei 5) Thailand 6) Philippines 7) Egypt 8) Bahrain 9) USA 

He has managed professional training ranging from 1 day talk to 17 days international integrated course on Islamic banking and finance. He was one of pioneer trainers and consultants for Interest-free Banking Scheme introduced by the Bank Negara Malaysia(BNM) in 1993 (currently known as Islamic Banking Scheme). Beside Islamic finance, he is a trainer and consultant on management topics and personal development.

He was appointed as a writer for learning module for the Certified Islamic Finance Professional Programme offered by the International Centre for Education in Islamic Finance(INCEIF). (INCEIF is an international centre of educational excellence in Islamic finance, established to develop talents including professionals and specialists in Islamic finance who are much needed to sustain market competitiveness and meet future challenges in the Islamic financial industry. INCEIF has been granted a university status by the Malaysian government).

He is the Chief Moderator/lecturer/module writer (Islamic Banking) at the Financial Sector Talent Enrichment Program (FSTEP), an initiative of IBBM, ABM, IBFIM, AIBIM, MTA, MIBA, LIAM, PIAM and MII with the support of Bank Negara Malaysia and financial institutions.He is also a trainer/consultant on Islamic unit trust and syariah-compliant investment to leading Islamic fund management companies. He was appointed as Member of Board of Studies (BOS) for BBA (Muamalat) for Universiti Tun Abdul Razak (UNITAR).

He has appeared on live television interview programmes on Radio Television Malaysia (RTM) and Radio Television Brunei (RTB). Invited to be chairperson in programs organised by international event organisers.

Ahmad Sanusi is an economics graduate from Northern Illinois University (NIU), USA. He also obtained qualifications in Islamic financial planning, unit trust (mutual fund) investment, insurance/takaful and translation and keep on advancing his study various areas.

He is also a graduate in the first Islamic Financial Planner (IFP) certification program conducted by Financial Planning Association of Malaysia (FPAM) and IBFIM. IFP is recognised by the Securities Commission (SC) in applying for a capital markets services representative's licence to carry out the regulated activity of financial planning and also recognised by Bank Negara Malaysia (the central bank of Malaysia).

Professional membership:i) Member of Malaysian Institute of Management (MIMM) - the national management organisation and professional accreditation body in the field of management.ii) Trade Member, Financial Planning Association of Malaysia (FPAM)iii) Associate Member, Institute of Bankers Malaysia (AIBM)iv) Member, Federation of Investment Managers Malaysia (FiMM)

He hailed from the northern Malaysian state of Kedah Darul Aman (the State of Peace).

Ahmad Sanusi's areas of expertise (consulting/advisory/training/speaking):


A: ISLAMIC FINANCE & FINANCIAL PLANNING

1) Global development of Islamic finance

2) History of Islamic finance

3) Overview on Islamic banking

4) Overview on Islamic insurance (takaful)

5) Shariah principles in Islamic finance

6) Fiqh muamalat (Islamic commercial rules/laws)
7) Islamic economic system

8) Islamic wealth management

9) Islamic financial planning

10) Islamic unit trust/mutual fund
11) Islamic investment

12) Islamic retail (consumer) banking

13) Islamic consumer financing

14) Islamic product research, development and innovation

15) Accounting for Islamic banking

16) Shariah compliance audit

17) Risk management for Islamic financial institutions

18) Marketing strategies for Islamic financial services

19) System and solution development for IFI

20) Islamic finance syllabus & module development
B: BUSINESS & MANAGEMENT

1) Entrepreneurship excellence
2) Performance management
3) Change management
4) Training management

5) Islamic management & ethics
6) Economics for management
C: PERSONAL DEVELOPMENT & SELF-IMPROVEMENT
1) Al Falah success principles
2) The psychology and science of success
3) Empowering the mind
4) Positive mental attitude/positive thinking
5) Formula for excellence and success
6) Team building and organizational excellence

(The above courses or lectures can be delivered in English or Malay (Bahasa Malaysia/Indonesia).

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My contact info:

Ahmad Sanusi Husain
CEO, AlFalah Consulting

Kuala Lumpur, MALAYSIA

e-mail : sanusi.my@gmail.com

mobile: +6019-234 8786

Story of Luqman, The Wise (Luqman al-Hakim)

Many, many years ago there lived a scholar called Luqman. 

But he was very wise. He was an African who was caught as a slave and sold in another country.Luqman was so wise and respected that a Surah in the Qur’an also is called by his name (Surah Luqman, Chapter 31). 

He gave good advice to his children. His advice is equally good for all the children of the world even today. 

Once Luqman said to his son, “Oh son! Do not tie your heart in seeking the pleasure of people. You are not likely to succeed. Do not pay attention to what people say. Instead tell yourself always to seek the pleasure of God.” 

Luqman wanted this lesson to be always remembered. Never to be forgotten. He thought of a way. He then told his son to ride a donkey. The son obeyed. The father followed behind on foot. They travelled in this way for some distance. After some distance they came across a group of people. Seeing the son on the donkey, one of them said, 

“What an impolite and bad boy. The old father is walking on foot. The young son is comfortably riding on the donkey. This is no manner to show respect to one’s father”. 

Father and son heard this. The son came down from the donkey. Luqman rode on the animal. After sometime they came across another group of people. On seeing the father riding the donkey, the elder of the group said, 

“Oh you old man! This is not the way to bring up a son. You make him walk in the hot sun, while you sit comfortably on the donkey.” 

Luqman paid attention to what the people said. He came down from the donkey. Both father and son walked on foot. The donkey walked in front. They went a little further. People seeing them, said, 

“How foolish you are? You walk behind a donkey. Why don’t you ride it?” 

Luqman and his son once again accepted what the people said. They both rode the donkey and went further. They came across a river. There was a bridge to be crossed. Some people were sitting there. They saw Luqman and his son riding the donkey. 

One of them said, “It is very unkind and cruel of you two to ride on the poor donkey. The little animal can hardly take all your burden.” 

So taking this advice Luqman and his son dismounted from the donkey. They travelled a little distance further. Looking very lovingly Luqman said to his son, “You have heard and seen what the people said. It must have assured you, by now, that whatever you do or whichever way you move, one is not able to please the people of the world.” He pointed at the flowing river and added,“ 

A person can build a wall across the river. It will stop the flow of the water. But it is not possible to shut the mouth of the people from criticism.” 

Very clearly, similar is the case in our world today. The tongue has no bone. It can speak even without thought. There are as many opinions as there are people in the world. It is very bad to find fault with the other person. Especially when he is doing something good. 

A person can feel very hurt when he listens to all the tongues that talk loose. To avoid getting hurt by loose talk, a person can train himself. He can discipline himself to think. 

By thinking he can know what is wrong and void. When a person is sure that what he is doing will please his Master, the Almighty Allah, then he must never worry what others speak. 


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Ahmad Sanusi Husain : 
www.ahmad-sanusi-husain.com 
Alfalah Consulting - Kuala Lumpur : 
www.alfalahconsulting.com 
Islamic Investment Malaysia : 
www.islamic-invest-malaysia.com